Independent Adviser vs PNC Investments
Have had my retirement IRA with an independent adviser I never see and no annual profile review for three years ... disappointing results. Am considering transferring the IRA to PNC bank so I have a face to meet with...they use PNC Investment LLC? Anyone invest through them?
Wonderful One You sound like a long-term investor (versus frequent trading), so I might suggest Raymond James operating out of Hope Bank. You get a human, a "process" where either they manage, you manage, or joint decisions. And a pretty fool proof security for even on-line in that trades can ONLY be made by your human..... That's a nice touch for long-term investors. Not so much for instant trades.
Next I would suggest Fidelity. You can get a human (like Morristown), or you can roll on-line but supported by documentation and pretty adept 1-800 support. So humans, just not the same ones for each 1-800 call.
Then again, if 3% is adequate return, you can just CD the whole thing and forget about it......
strangerdanger Edward Jones in Hackettstown does a wonderful job for me.
Very, very satisfied
Robyn Jensen
850.1110.
Always has time for me.
Even hassles me (gently) to meet periodically to update info and review goals.
Very happy.
On track with goals
Exceeds my expectations.
Stymie Vanguard is the best as far as low fees go. Online is the main way to place buy and sell orders. You will have an option to call for help and advice if needed. They have great funds based on your retirement age, i.e. a 2035 fund that will adjust its hildings and risk profile as you get closer to retirement age.
Good luck.
David A White 
Momof6 Do you have a written financial plan? If not go to this web site
https://www.cfp.net
Locate an independent financial planner, pick 3 and interview them and see who you like and connect with. Usually the first hour is free, yes you are going to pay for the information they give you, usually $150 and hour. Why because if you do not pay for the advice the funds they direct you to buy they are making a commission on they do not have your best interest.
On the listing look for Compensation Method: Commission and Fee, choose the fee option for independent advise.
Vanguard and Fidelity both have the lowest fees for the funds you may purchase.
NotIn NJ Anymore Thank you for your inputs. Am in the process of interviewing with financial advisors from each of the banks in which we have accounts and plan to interview another independent advisor. I'm 70 and hubby 74, so it is important we don't lose what we have, not enough years to make up big losses.
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